What are the property charge history requirements?
On owner occupied properties: Home owners insurance must have a 12-month history. Taxes must have a 24-month history. HOA must have a 24-month history. If escrowed by current lender then confirm with a statement from the lender, and a 24-month history of making payments on time is required to be shown on the credit report. Do this for all properties owned (taxes not required on other properties).