Are there any HUD approved Counselors that provide phone counseling in Minnesota?
Minnesota allows only HUD approved counselors domiciled in MN to provide reverse mortgage counseling. (Minn. Stat. 46-58) See below:
“independent counseling agency” means an agency approved by the United States Department of Housing and Urban Development, domiciled in Minnesota, to provide loan counseling that has no business relationship with the lender and, except for an authorized foreclosure prevention counseling agency, as defined in section 580.021, subdivision 2, neither makes loans nor refers borrowers to any person or entity that makes loans…
This does not preclude the counseling agency from providing counseling over the phone.