Steve Ruskaup

Mortgage Expert
Driven to deliver an exceptional experience

Steve Ruskaup, Senior Loan Consultant

Phone (303) 829-7558

NMLS #236279
1st Reverse Mortgage USA
3609 S. Wadsworth Blvd. Suite 500
Lakewood, CO 80235

Licensed in Colorado

  • Over 16 years originating mortgage loans
  • Straightforward, knowledgeable and unbiased advice
  • Leveraging technology to increase speed to Loan Approval and create efficiencies for my clients and referral partners.


I’ve witnessed a lot of change in the lending industry over the years but one thing will always remain the same; timely and transparent communication is the foundation of every successful transaction. My business is relationship focused. That means ‘partnership’, which always has trust at its core. You can expect me to work tirelessly to earn and retain your confidence.

I’m a Colorado boy…..born and raised.  You’ll find my family and I frolicking in the back country year round.   I am an avid road and mountain bike cyclist and remain active in advocacy and grass roots racing.

Contact Me


Whether you are buying your first home, dream home, or just looking to refinance an existing mortgage, we can help you find a home loan that’s right for you.

We offer the perfect mix of superior service, products, and pricing to make your home buying experience memorable and rewarding. We provide a variety of mortgage loan options to meet your needs, and we’ll work with you to identify the ideal mortgage loan for your situation.


What does it mean to refinance? Refinancing is the act of taking on a new loan with different terms. Reasons for refinancing your mortgage include lowering your payment, shortening your term or using the equity you’ve built up over time to get cash back out of your home.