Paul McGilton

Mortgage Expert
Driven to deliver an exceptional experience

Paul McGilton

Traditional and Reverse Mortgage Specialist
Proudly Serving the Western Slope!

Phone: 970-819-3984
NMLS #231336
pmcgilton@1stmortgage.com

Corporate Office
3609 S. Wadsworth Blvd., Suite 500
Lakewood, CO 80235

Licensed in Colorado

A native to the Grand Junction area, Paul was originally born and raised in nearby Craig, Colorado.  Paul attended college in Grand Junction before hitting the financial industry a few years later.  He has over 18 years of consumer/mortgage lending experience, adding depth and understanding to his vast knowledge of home loans and the financial business world.

In his personal time, Paul and his wife Hilary stay busy with their two boys, Reid and Rhett. As a ‘boy Dad’, Paul takes on the personal due diligence of keeping them busy outdoors and educating them on the hobbies and interests he is passionate about, such as: hunting, fishing, golfing, dirt bikes and just about anything outdoors!

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Reverse Mortgage

A Reverse Mortgage/Home Equity Conversion Mortgage (HECM) is the Federal Housing Administration’s (FHA) federally backed reverse mortgage program and the most popular method for seniors to withdraw some of the equity in your home. To be eligible you must be 62+, own your home, be able to pay ongoing property charges, taxes and insurance, and the home must be your primary residence.

H4P

Home Equity for Conversion Mortgage for Purchase.

An FHA HECM for purchase is when a senior, age 62 or older, can buy a new principal residence using the proceeds from a reverse mortgage loan. This program enables these homeowners to relocate or downsize to a home that better meets their physical needs.

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