Karina Alvarez

Traditional and Reverse Mortgage Expert
Driven to deliver an exceptional experience

Karina Alvarez, Senior Loan Consultant Specializing in California

Phone: 562-522-7853

NMLS#459602
6615 E. Pacific Coast Highway,
Suite 180
Long Beach, CA 90804

Licensed in California

Karina has been a Reverse Mortgage specialist for over a decade and is a seasoned, professional loan officer – serving both the English and Spanish speaking communities. Karina takes the time to help her clients make the best decisions for themselves and their families. She brings a proven amount of experience dedicated to helping the senior community understand the retirement benefits and solutions a Reverse Mortgage delivers. She believes in the safety, value and promise that Reverse Mortgages offer, not only to consumers, but to all types of professional advisors serving the senior community: Realtors, Financial Planners, CPAs, Elder Law Attorneys and Home Health Care Professionals.

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Reverse Mortgage

A Reverse Mortgage/Home Equity Conversion Mortgage (HECM) is the Federal Housing Administration’s (FHA) federally backed reverse mortgage program and the most popular method for seniors to withdraw some of the equity in your home. To be eligible you must be 62+, own your home, be able to pay ongoing property charges, taxes and insurance, and the home must be your primary residence.

H4P

Home Equity for Conversion Mortgage for Purchase.

An FHA HECM for purchase is when a senior, age 62 or older, can buy a new principal residence using the proceeds from a reverse mortgage loan. This program enables these homeowners to relocate or downsize to a home that better meets their physical needs.

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