Traditional and Reverse Mortgage Expert
Driven to deliver an exceptional experience
John Harding, Senior Loan Consultant and Branch Manager. Serving Seniors in Washington, Oregon and Idaho.
Phone: (425) 348-1829
702 87th Ave SE
Lake Stevens, WA 98258
Licensed in Idaho, Oregon and Washington
I’m John Harding and, for over 30 years, I have specialized in “Low Stress” Home loans. For the last 12 years, I have focused exclusively on providing FHA-insured, HECM Reverse Mortgages for my Senior clients.
As a Senior Loan Consultant and Reverse Mortgage Specialist, I serve the senior community by taking the time to explain, in detail, the pros and cons of utilizing a Reverse Mortgage. A reverse mortgage is a complicated product with a lot of moving parts and because there are so many misconceptions about how they work, my primary focus is educating my clients on how the product works so that they can fully understand their options. Then, they (and their families, if applicable), without any “sales pressure” from me, can feel comfortable making a decision, regardless of whether they decide to utilize a reverse or not.
As a public service, I also provide a “Fraud Prevention for Seniors” workshop at retirement homes, senior centers and churches around the Puget Sound. In this presentation, I explain why Seniors are targeted by scammers, how they’re targeted, why they fall victims to the plethora of scams out there, the “red flags” to look for and how they can avoid becoming a victim. I show plenty of “real world” examples so they can recognize a scam when they see one.
I was born and raised in California although I have resided in Washington State since 1988. I have been happily married for 46 years to my best friend in the world, my wife, Kerry. We have 3 grown children, Mariah, Sierra and Luke. If you ask me, I’d be happy to tell you about them!! I’m looking forward to working with you.