Jayne Johnston

Traditional and Reverse Mortgage Expert
Driven to deliver an exceptional experience

Jayne Johnston, Senior Loan Consultant Specializing in the Rochester, Minnesota and Chatfield, Minnesota area.

Phone (507) 269-2984

NMLS #347319
1st Mortgage Solutions USA
1st Reverse Mortgage USA
7342 132nd Avenue SE
Chatfield, MN 55923

Licensed in Iowa and Minnesota

Jayne Johnston is no stranger to the Rochester, Minnesota and Chatfield, Minnesota area, she has been in the mortgage industry since 1999.

Jayne Johnston’s experience and knowledge of the various mortgage loan programs allow her to design the right product for each of her clients. At the same time, her gift for making the complex simple enables her to explain each step of the process in a manner that is clear and easy to understand. To ensure that level of service, Jayne personally guides her clients through every step of the process.

Jayne Johnston keeps informed about current mortgage programs such as Conventional Loans, Refinances, FHA Loans, Reverse Mortgages, Reverse Mortgage for Purchase, USDA Loans and VA Loans.

Jayne Johnston listens carefully to her clients express their needs so that she can give them the best advice possible. Jayne wants every transaction to be a pleasant experience for everyone involved. For Jayne, there is no greater professional reward than walking clients through the mortgage process and developing a long lasting trusted relationship.

When not assisting clients, Jayne lives in Southeast Minnesota on a family farm with her husband Kit and two sons. They also have a family of animals that includes horses, dogs and cats. Jayne loves to garden, decorate, and cook with fresh ingredients she finds locally grown if she did not grow them herself.

Feel free to contact Jayne Johnston your local Rochester, Minnesota and Chatfield, Minnesota Mortgage Loan Officer at (507) 269-2984.

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Whether you are buying your first home, dream home, or just looking to refinance an existing mortgage, we can help you find a home loan that’s right for you.

We offer the perfect mix of superior service, products, and pricing to make your home buying experience memorable and rewarding. We provide a variety of mortgage loan options to meet your needs, and we’ll work with you to identify the ideal mortgage loan for your situation.


What does it mean to refinance? Refinancing is the act of taking on a new loan with different terms. Reasons for refinancing your mortgage include lowering your payment, shortening your term or using the equity you’ve built up over time to get cash back out of your home.