Bruce Thomas

Mortgage Expert
Driven to deliver an exceptional experience

Bruce Thomas

Loan Originator, Relationship Manager Specializing in Texas
Proudly Serving the Texas Area

NMLS #356165
469-231-5537 direct
bthomas@1strmusa.com

Corporate Office:
1st Reverse Mortgage USA
3609 S. Wadsworth Blvd., Suite 500
Lakewood, CO 80235

Licensed in Texas

I am committed to providing ideal financing options to homebuyers and homeowners. Whether purchasing your first home, investing in real estate, or refinancing a home or using a Reverse Mortgage – I will make certain to provide all options to help you choose the best solution for your unique situation.

With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly. As an experienced mortgage banker, I understand each financial situation is different and should be treated as such; I am committed to providing my clients with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I have been in the mortgage business for more than three decades, gaining the knowledge and expertise to help put you at ease throughout the mortgage process.

I really enjoy working with seniors and boomers to help them better their lives and take control of their retirement. I bring patience, listening skills, honesty, and integrity to all of my clients. I am dedicated to help people understand the Home Equity Conversion Mortgage (HECM) program as well as jumbo reverse mortgage options. My diverse experience in the mortgage industry allows me to better assist you and ensure a smooth process from origination through to closing.

Contact Me

Reverse Mortgage

A Reverse Mortgage/Home Equity Conversion Mortgage (HECM) is the Federal Housing Administration’s (FHA) federally backed reverse mortgage program and the most popular method for seniors to withdraw some of the equity in your home. To be eligible you must be 62+, own your home, be able to pay ongoing property charges, taxes and insurance, and the home must be your primary residence.

H4P

Home Equity for Conversion Mortgage for Purchase.

An FHA HECM for purchase is when a senior, age 62 or older, can buy a new principal residence using the proceeds from a reverse mortgage loan. This program enables these homeowners to relocate or downsize to a home that better meets their physical needs.

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