Brandon Hansen

Mortgage Expert
Driven to deliver an exceptional experience

Brandon Hansen, Mortgage Loan Originator

435-674-9200

NMLS #283559
1390 West Morane Manor Drive
St George, UT 84790

Brandon Hansen is a Senior Advisor and a Managing Broker with Cherry Creek Mortgage with offices in St. George as well as the largest active adult community in the state of Utah in SunRiver. His focus is primarily on his senior client’s with specific loans that deal with Seniors 62 and better.

Brandon is the Host of KDXU’s Senior Weekly on Thursday Morning radio and Senior Weekly on Fox News radio on Tuesday Afternoon following Glenn Beck. Brandon is a licensed Investment Advisor Representative as well as holds all lines of insurance with the State of Utah.

Cherry Creek Mortgage is currently one of the top forty mortgage lenders in the country as far as volume and Brandon is the largest lender in the State of Utah when it comes to Senior HECM FHA Insured loans. Brandon handled more senior insured loans than all other lender’s combined in Washington County during 2011.

When it comes to re-financing mortgages, he is a strong believer in a “no loan fee” option. So if it makes sense to lower your interest, and keep the same period of payoff, while costing no- fees than it usually makes sense to re-finance your mortgage no-matter how long you intend to hold the property, because the break-even is immediate with respect to the monthly savings with zero costs.

Brandon and Cherry Creek Mortgage are one of less than 50 lenders in the U.S. that have fully delegated and un-restricted HUD authority to underwrite and close reverse mortgage loans that which they originate.

Cherry Creek Mortgage currently funds mortgages for over 70 banks and credit unions across the nation that do not carry the ability to fund and underwrite reverse mortgages. Brandon is first and foremost an educator rather than an officer. Because of his clientele and the needs of his clientele, he is the most experienced senior lender in the county for the past two years straight.

Reverse Mortgage

A Reverse Mortgage/Home Equity Conversion Mortgage (HECM) is the Federal Housing Administration’s (FHA) federally backed reverse mortgage program and the most popular method for seniors to withdraw some of the equity in your home. To be eligible you must be 62+, own your home, be able to pay ongoing property charges, taxes and insurance, and the home must be your primary residence.

H4P

Home Equity for Conversion Mortgage for Purchase.

An FHA HECM for purchase is when a senior, age 62 or older, can buy a new principal residence using the proceeds from a reverse mortgage loan. This program enables these homeowners to relocate or downsize to a home that better meets their physical needs.

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