USDA Loans

USDA loans are available to home buyers with below-average credit scores or better and provide the option for no-money-down. Furthermore, USDA home loans may offer reduced mortgage insurance premiums for borrowers and below-market mortgage rates.


About The USDA / Rural Housing Mortgage

What is a Rural Development loan? For eligible suburban and rural home buyers, it’s a 100%, no-money down mortgage loan backed by the U.S. Department of Agriculture (USDA).

The Rural Development loan’s full name is the USDA Rural Development Guaranteed Housing Loan. However, the program is more commonly known as a USDA loan.

The Rural Development loan is also sometimes called a “Section 502” loan, which is reference to section 502(h) of the Housing Act of 1949, which makes the program possible.

The USDA loan is widely-available. 97 percent of the geographic United States is in USDA loan-eligible territory.
Contact us to discuss eligibility and down payment options available to you.

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