1st Mortgage Solutions USA is the forward mortgage channel and is licensed to conduct forward mortgage business in the following states: AR, CA, CO, FL, IA, ID, IN, LA, KS, MI, MT, NM, OH, OR, TN, TX, WA, WI, WY.

1st Reverse Mortgage USA is the reverse mortgage division of Cherry Creek Mortgage Company and is licensed to conduct reverse mortgage business in the following states: AL, AZ, AR, CA, CO, FL, ID, IL, IN, IA, KS, MD, MI, MN, MO, MT, NE, NV, OH, OK, TX, UT, WA, WI, WY.

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Reverse Mortgages

A reverse mortgage, or HECM (Home Equity Conversion Mortgage), is a loan that enables homeowners, who are at least 62 years old, to convert some of their home equity into cash. It is a strategic tool for retirement income planning, long-term healthcare, and estate planning. LEARN MORE »

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Home Loans

Whether you’re a first time or repeat homebuyer, we want to help you in choosing the right home loan. Our mortgage professionals are here to help find the right loan for your home. Our dedicated team will work to analyze your situation and recommend the right mortgage program. LEARN MORE »

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Reverse Mortgage for Purchase (H4P)

The HECM for Purchase (H4P) enables seniors to purchase a new primary residence and obtain a reverse mortgage in a single transaction. This allows buyers to combine their reverse mortgage proceeds with either the proceeds from their current home sale or other assets, to purchase their new home. LEARN MORE »

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Refinance

If you’re looking to free up some cash or lower your interest rate, maybe it’s time to refinance. We have many refinance options to fit your needs. LEARN MORE »

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