30-Year Fixed Rates at low as 3.99% (4.186% APR). Don't miss out on this amazing opportunity. Lock-in Today!

Find out how low your rate can be and lock it in today! Get record low rates, award-winning customer service, and close your loan faster than most lenders. Only at Republic Mortgage Home Loans.

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Take Advantage of Today's Low Rates!

Enjoy the lowest rates of your lifetime
Compare loan options from Fixed, FHA, VA and ARMs. Many offer a credit back toward closing costs
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Testimonials:

"The house is great!! We are taking care of some minor things before we move in this weekend. Louie and I thank you a great deal from the bottom of our hearts for all your help. Everything went much smoother than we expected. We will definitely recommend you and we do plan on using you again when we are ready to refinance."

Thanks for everything,

Elena & Louie, Bellwood
"Thank you so much for your help with the mortgage. We were very pleased with what you did for us. I don't remember ever completing paperwork with one phone call and I was pleasantly surprised that it was able to close so quickly. Your calm and assured manner is very refreshing. In my limited experience the person in your role calls in a panic once a day for two weeks. You are good! I really appreciate the great service and I will be back. I also will be telling others of your great work."

Most sincerely,

John
"In regards to Republic Mortgage Home Loans Team, I found them to be one of the most honest and up front businessmen I have ever dealt with. When we were looking for a mortgage they was able to quickly find us a lender. They explained fully the details of how a mortgage works and how the loan agreement would be, and then listed all the documentation needed and requirements. They did a wonderful job across the board, with all the numerous details as we went along. My mortgage was, or had to be, a difficult one because the closing was about 4 months out from start to finish and with the constantly fluctuating market I was glad I had them to keep me posted and work with me throughout that time period. We closed the deal without a hitch. I will certainly heartily recommend Republic Mortgage for anyone that is looking for a mortgage and will give him my future business."

Sincerely yours,
Theodore
"Now that we are settled in (still messy and disorganized though), I just wanted to tell you how sincerely wonderful my Loan Officer was throughout our home buying experience. I have already referred one of my friends to him, and will gladly keep referring friends to him whenever I can. He is extremely polite, professional, and explained everything to me in a way that made sense - especially since we were first time buyers. He never once made me feel like I was bothering him and was incredibly easy to get a hold of. What really impressed me the most was that he knew our area was a community reinvestment area - which saved us money on our loan."

Melissa

Mortgage rates could change daily.
Actual payments will vary based on your individual situation and current rates.
Some products may not be available in all states.
Some jumbo products may not be available to first time home buyers.
Lending services may not be available in all areas.
Some restrictions may apply.
Based on the purchase/refinance of a primary residence with no cash out at closing.
We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740; and an escrow account for the payment of taxes and insurance.
The lock period for your rate is 45 days.
The loan to value (LTV) rate is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.
Please remember that we don't have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Quicken Loans offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn't match our assumptions. To get more accurate and personalized results, please call (630) 924-1100 to talk to one of our mortgage bankers.

30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 3.99% and 70% loan-to-value (LTV) is $953.68 with 0 points due at closing. The Annual Percentage Rate (APR) is 4.186%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 3.25% and 70% loan-to-value (LTV) is $1405.34 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.537%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.